Swigart & Company Capital Finance Group
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Financing Program

Ground-Up Construction

Financing for investor and developer construction projects from land to certificate of occupancy. Built for builders who need a lender that understands the construction process.

Ground-up construction site

Who It's For

Residential and commercial developers, custom home builders, and investors building new construction for sale or hold. Works for both experienced builders with a track record and newer developers with a solid project and plan.

A Deal Like This

A developer owns a cleared lot in a growing suburb and has approved plans for a 3,200 sq ft spec home. Construction budget is $420,000, projected sale price is $680,000, and they need a lender who can fund draws as work progresses.

What to Send

Have this ready when you reach out:

  • Land ownership status — do you own the lot or is it under contract?
  • Plans and permits status — approved, in review, or not yet submitted
  • Construction budget — total cost to build
  • Expected exit — sell at completion or refinance into a long-term loan
  • Projected completion timeline

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