Swigart & Company Capital Finance Group
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Financing Program

DSCR Rental Loans

Purchase or refinance investment rental properties based on the property's cash flow — not your personal income. Built for landlords and portfolio investors.

DSCR rental investment property

Who It's For

Landlords and rental investors who want to qualify based on the property's income rather than their own W-2 or tax returns. Ideal for investors with multiple properties, self-employed borrowers, or anyone building a rental portfolio where personal income documentation creates friction.

A Deal Like This

A landlord refinancing a 4-unit in Cincinnati to pull cash out for the next acquisition. The property rents for $4,800/month, covers its expenses, and the borrower wants to access equity without a full income documentation process.

What to Send

Have this ready when you reach out:

  • Estimated monthly rent (current or projected)
  • Property operating expenses (taxes, insurance, HOA if applicable)
  • Purchase price or current estimated value
  • Property address and type (single-family, 2-4 unit, etc.)
  • Your financing goal — purchase or cash-out refinance

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